The complete guide to membership eligibility, sharing rules, eligible expenses, and how the community fund works.
Download PDFSubmit this form when you have eligible medical expenses that exceed your Initial Unshareable Amount.
Download PDFUse this form to enroll a new member, add a dependent, or update your membership information.
Download PDFRequired disclosure form for members with pre-existing medical conditions prior to enrollment.
Download PDFSpecific form for members seeking to share eligible maternity-related medical expenses.
Download PDFState-specific notices and disclosures required by law for health cost-sharing organizations.
View NoticesCommon tasks and where to find what you need.
Have eligible medical expenses? Download the Sharing Request Form and submit it within 90 days of your medical event.
View GuidelinesAdding a spouse, child, or newborn to your membership? Download the Membership Enrollment Form to get started.
Download FormOur team is here to answer your questions. Reach out by phone or email and a member of our staff will assist you.
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